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Business & Homeowners insurance in the grand strand

Whether you have residential or commercial property, you can expect the unexpected by working with us on a custom insurance program.

Protect your personal lines

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Automobile & Other Vehicles

If you are involved in an automobile accident including a motorcycle, golf cart, ATV or motor home, we offer liability for you and your occupants as well as vehicle repair and restoration.

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Motorcycle

You can save yourself and your occupants from bodily harm, structural damage and costly reparations with our motorcycle insurance plan.

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Home

In the event that your residential property is damaged by an accident or disaster, our coverage plan protects your home and the contents inside.

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Renters

Renting out a property can be a risk without the right coverage. If you want to preserve the contents of your rented home, we have a plan for you.

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Landlord

Our plan for landlords protects the rented property from financial loss or permanent damage. If you own any contents inside, we can cover those belongings as well.

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Mobile Home

This specialty line is here for your mobile home. It acts just like a homeowners policy covering the structure and the contents inside as well as providing liability coverage.

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Marine Property

If you own a boat of any shape and size, we can provide liability and physical damage coverage for your marine vehicle.

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Flood & Excess Flood

Do you live close to the ocean or another area apt to flooding? Protect your dwelling from rising water with our flood insurance option.

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Umbrella

When you need excess liability coverage and any primary protection, we can customise an umbrella insurance option for you.

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Wind & Hail

Coverage designed to protect your property from damage caused by high winds and wind-driven rain.

Find out more about our personal and commercial options by giving us a call.

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Cover Your Business' Lines

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general Liability

Cover the risk of liability that comes from business operations by looking into our general liability plan.

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Business Property

Damage to your commercial building can seriously disrupt normal business operations. Save your company from an expensive hassle later by getting protection for your office space now.

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Workers Compensation

The state of South Carolina requires that any business with four or more employees provides coverage for on-the-job injuries. Work through us for a plan you can afford.

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Commercial Automobile

If your company operates company cars for business purposes, make sure you look into our coverage plans for each vehicle.

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Garage Operations

Accidents involving garages are not uncommon in the workplace. By having our insurance, you can provide coverage for bodily injuries or property damage as a result of a garage accident.

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Errors & Omissions

We also provide liability insurance that protects companies and their workers and other individuals against claims made by clients for inadequate work or negligent actions.

LESSOR'S RISK

Our policies are tailored for business owners who lease or rent buildings for commercial property and whose buildings are at least 31% occupied per ISO form CP0010.

RESTAURANT

Restaurant Property coverages including special equipment, food spoilage, food contamination, employee dishonesty, signs and awnings.

EMPLOYMENT PRACTICES LIABILITY

Protection from wrongful employment practices such as workplace harassment, retaliation, failure to promote, demotion, invasion of privacy, defamation and more.

ARTISAN CONTRACTORS

(aka Handyman Coverage) Liability coverage for Electricians, Plumbers, Carpenters, Roofers, Janitors, Landscapers, General Handymen and Handywomen and more.